Leesa Renee Hall http://leesareneehall.com Biblical Money Mindset Mentor for Christian Female Business Owners Wed, 16 Apr 2014 12:28:27 +0000 en-US hourly 1 Why Being Rich In Relationships Is a Key to Wealth (a 90+ Year Friendship) http://leesareneehall.com/why-being-rich-in-relationships-is-a-key-to-wealth-a-90-year-friendship/ http://leesareneehall.com/why-being-rich-in-relationships-is-a-key-to-wealth-a-90-year-friendship/#comments Wed, 16 Apr 2014 12:21:34 +0000 http://leesareneehall.com/?p=5298 Steve Harvey featured two women on his show. They happen to be best friends and their friendship started when they were six-years old (they’re both over 100). Steve asked them to comment on a pop culture and you’ll die laughing at their responses.

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The 7 Things I Learned About Money While Watching Judge Judy (Part 1) http://leesareneehall.com/the-7-things-i-learned-about-money-while-watching-judge-judy-part-1/ http://leesareneehall.com/the-7-things-i-learned-about-money-while-watching-judge-judy-part-1/#comments Tue, 15 Apr 2014 12:57:04 +0000 http://leesareneehall.com/?p=5291 judge-jI don’t watch much television, but I cannot miss my girl, Judge Judy. She’s brash, sassy and wise – and I love how she puts people in their place with some choice words.

After watching Judge Judy for…oh, I don’t know…several years, I’ve come to understand, through her rulings, how she would manage money.

Here are the first 3 of 7 things I’ve learned about money while watching Judge Judy. I’ll share the remaining 4 in a follow-up post.

#1 – Don’t lend money to friends or family members

Countless people come into the courtroom and try to sue family members or friends for money that the former lent to the latter. No matter how Judge Judy rules, money always ruins the friendship.

Judge Judy would say from time to time “I don’t know why anyone would lend money. If a bank won’t give your friend or family member money, why should you?”

MONEY TIP: Never borrow money to lend money. Only lend what you can afford to give with the expectation that it will never be returned.

#2 – Don’t combine your financial resources as a married couple if you’re not married

Often, a jilted person will sue their ex-lover for the return of a sofa, dining room table, laptop and other household item that was purchased when the two were living together as an unmarried couple.

Judge Judy is very clear in these cases:

“The courts aren’t here to try to determine who gets the washing machine. If you wanted your stuff dived in half, you should’ve gotten married.”

MONEY TIP: Your best bet to wait until there’s a ring on it (like, wedding ring) before you move in with the person you’re dating. It just makes things simpler.

#3 – Always have a written agreement

I’ve worked with a client for 5-years on only a handshake. We’ve never had any problems. Unfortunately, not all my clients operate this way. I’ve worked with some very forgetful clients who asked for things that they could swear was promised in the agreement. We’d both consult the agreement only to see that what the client was asking for was an exclusion. I thanked God that there was an agreement in place to help us sort through the issues.

If there’s a disagreement between parties in her courtroom, the first thing Judge Judy will ask for is the contract or written agreement. If one is produced, that’s what Judge Judy will use to ajudicate the case.

MONEY TIP: Always write down what you’ve agreed to. Money is no excuse. You can hire a lawyer or do a search online for law services that offer contract writing for a small fee.

I’ll share the remaining 4 tips in a follow up post. What is reaction to the first 3 things I’ve learned about money from Judge Judy?

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Join Us for Seek Him First Saturday – April 12th http://leesareneehall.com/join-us-for-seek-him-first-saturday-april-12th/ http://leesareneehall.com/join-us-for-seek-him-first-saturday-april-12th/#comments Fri, 11 Apr 2014 12:15:33 +0000 http://leesareneehall.com/?p=5288 Join me and my team of Unleash Prayer Intercessor for Seek Him First Saturday, a live prayer and devotion, held over the phone, to help you become faithfully and financially rich.

We get started at 8am Eastern on April 12th

Call the following number, then enter the access code at 8am Eastern on April 12, 2014 – and every Saturday thereafter. This week, we’re going to look at why your prayers for financial breakthrough are NOT working.  Angela Thornton of Wise Word Ministries will be leading in prayer. Grace-Marie Jones will lead us out in song.

We specialize in asking God for breakthroughs over your finances…

Our devotion and prayer time focuses on ways you can breakthrough your financial challenges. So, bring them to the table. If you need special prayer, you can leave your prayer request in the comment area below. Or, you can phone it in using the phone number below.

imgBadge-SeekHim

We’re also looking for praise reports. If one of our Seek Him First Saturdays helped you breakthrough your financial challenge, leave your testimony in the comments area below. Similarly, you can phone in your praise report using the phone number below.

Prayer Request / Testimony Line

Leave your prayer or testimony using the number below: (512) 827-0505 Ext 3939

Or, leave your prayer request below…

We’ll pray over your financial challenge so you can receive a breakthrough from God! Let us know what you need prayer for!

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Tales of the Faithfully Rich (And Unrich) http://leesareneehall.com/tales-of-the-faithfully-rich-and-unrich/ http://leesareneehall.com/tales-of-the-faithfully-rich-and-unrich/#comments Thu, 10 Apr 2014 12:52:03 +0000 http://leesareneehall.com/?p=5286 I stumble upon stories that I never have the time – or enough words – to blog about. So, here’s a round-up of stories of the Faithfully Rich (people who have this money thing figured out) and the Faithfully Unrich (people who need a slap upside their head) that I’ve read this week.

I leave to you to figure out the difference between the Faithfully Rich & Unrich…

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Scam Alert: Crooks Posing as Your Government Tax Office to Steal Your Money or Tax Rebate http://leesareneehall.com/scam-alert-crooks-posing-as-your-government-tax-office-to-steal-your-money-or-tax-rebate/ http://leesareneehall.com/scam-alert-crooks-posing-as-your-government-tax-office-to-steal-your-money-or-tax-rebate/#comments Wed, 09 Apr 2014 13:20:54 +0000 http://leesareneehall.com/?p=5284 Millions of Americans and Canadians across North America will be filing their personal taxes before their government’s deadlines (April 15th in the United States and April 30th in Canada). The Internal Revenue Service (IRS) and Canada Revenue Agency (CRA) highly advise their citizens to file before the deadline to avoid late penalties.

Sadly, many are falling for a scam that’s robbing them of their money…

Crooks are posing as IRS and CRA employees and are calling American and Canadian citizen to say that they owe money and they need to pay right now. Typically, the citizen is told to wire money to the “office” or purchase a pre-paid credit card to send money to them so the debt can be cleared.

It’s a scam; don’t fall for it…

Here are some articles detailing this fresh new tax scam.

Your country’s tax office will never email you…

The IRS and CRA will always mail you if they need to get your attention. If you get a phone call from someone saying they’re from the tax office, hang up, find your tax assessment from the year before, locate the phone number for your local IRS or CRA office on the forms, then call them. Never take action just because someone called you.

What to do if you’ve been contacted or swindled by a scammer…

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What I Gained as an Anglophone With the Parti Quebecois Loss http://leesareneehall.com/what-i-gained-as-an-anglophone-with-the-parti-quebecois-loss/ http://leesareneehall.com/what-i-gained-as-an-anglophone-with-the-parti-quebecois-loss/#comments Tue, 08 Apr 2014 13:30:50 +0000 http://leesareneehall.com/?p=5279 flagI learned my first French words when I was 13-years old. My Grade 8 teacher, Mrs Drabique, spent an hour a day teaching us French.

I then fell in love with the language…

In high school, I took a French class all four years. Only one French course was required to graduate with a high school diploma, but I took a course in my freshman, sophmore, junior and senior years.

In university, I majored in French. I didn’t do too well. I decided to drop French as a major and instead, take French conversational classes just so I didn’t lose my French language skills.

Because of my love of the French language, I became engrossed in its national and international news…

I’d read L’Acutalité each month, a Quebec version of Maclean or Time magazines. I’d watch RDI, the French equivalent of CNN or CBC. I soaked up French news left, right and centre so I could not only improve my French comprehension skills, but also be in the know.

I became so utterly aware of sovereignty…

In Quebec, language is culture. The two cannot be separated. And because I majored in History in university, I know about the long history between the French and English in Canada.

Quebec license plates say “Je me souviens” which means “I remember.” What do they remember? A historian at my alma mater said that the French remember their embarrassing defeat in 1759 on the Plains of Abraham at the hands of the British. The victors then started to dictate the actions of the victims.

Since then, every generation has to deal with the issue of sovereignty. Sovereigntists want Quebec to secede from the dominion and operate as an independent country. Federalists want Quebec to remain a province within the dominion of Canada.

It’s a tension that every generation has to deal with…

I remember going on a six-week language bursary program in the Summer of 1998. I lived with “une famille Québécoise” for those six-weeks. I, along with dozens of other English Canadians made the trip on VIA Rail to Rivière du Loup, a small town in rural Quebec.

No one spoke English in Rivière du Loup…

I was forced to speak French the entire time. I wasn’t a beginner, but I also wasn’t fluent. So, it was a tough six weeks. I couldn’t understand mon père Québécois. He stopped talking to me after I kept saying “Pardon?” a half a dozen times. Ma mère Québécoise was a character. I understood her and had most of my conversations with her. Ms Aubine was her name and she was such a hoot.

When I was in Quebec, it was shortly after a referendum on sovereignty was held…

A question was posed to the people of Quebec. They were asked whether they wanted to start a conversation on making Quebec an independent country. (see this for more)

51% said “No.” The sovereigntists lost the referendum. AND THEY WERE PISSED. Jacques Parizeau, one of the architects of the referendum, angrily sputtered that the loss should be blamed on “money and the ethnic vote.”

I am ethnic and on top of that, anglophone…

While in Rivière du Loup, I was called “une petite anglaise.” I smiled, thinking it was a term of endearment. The daughter of ma mère Québécoise” was within earshot and told me, en francais, that being called “une petite anglaise” was a slur. The sovereigntists were still smarting after their lost in 1995 and some in Rivière du Loup made me and the other English students feel unwelcomed.

Even my instructor wanted to engage us in a discussion on sovereignty. Here we are, shaky with our French, and she wanted to have an intellectual political debate about why Quebec should become a country.

We were forbidden to speak English, but I remember saying, in English “This debate is unfair. I cannot articulate myself fully in French.” After much protect from the other students, the instructor said, in English “You’re right. Maybe another time.”

The decimation of the PQ party in the 2014 Quebec provincial election doesn’t mean sovereignty goes away…

Every generation has to deal with this. Mine was the 1995 referendum. Thirty years from now, it’ll be something else. The seeds are being planted, new leaders are being molded and the question of an independent Quebec will always dot the political discussion in Canada.

Here’s what I know…

Quebec cannot exist without Canada. And Canada cannot exist without Quebec. I am richer intellectually and culturally because someone took the time to teach me French so long ago. Because of that spark, the French language is as much a part of me as the colour of my skin and the experiences I have gone through.

Just like French cannot be separated from me, Quebec cannot be separated from Canada. Another Parizeau, Bouchard, Marois and most likely Péladeau will rise up to raise the sceptre of separation, but it will not happen in my Canada. Ever.

I thank God for the Parti Québécois defeat. I thank God that Marois is being sent packing. And I thank God for how He’ll work to keep Canada a united, strong country, no matter who will sing the song of separation in the future.

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What You’re Missing Out on When You Don’t Ask http://leesareneehall.com/what-youre-missing-out-on-when-you-dont-ask/ http://leesareneehall.com/what-youre-missing-out-on-when-you-dont-ask/#comments Mon, 07 Apr 2014 14:10:03 +0000 http://leesareneehall.com/?p=5271 I was reading an article on NPR about the state of women in the financial industry.

The person interviewed was Sallie Krawcheck, the former president of global wealth and investment management for Bank of America. When asked about negotiating salaries, bonuses and pay raises, Sallie had this to say…

“What I’ve found over time is that when it would come to bonus time or raise time, I would hear from the gentlemen, “I want to make X.” Say we’ve got two employees, Joe and Joanne. They’re both set to make $5 in bonus. Joe comes into my office and says, “Hey Sallie, I’ve had a great year, I’d like to make $10 this year.”

After Joe leaves, I call the head of HR, and we sort of say, “Can you believe this? Joe wants to make $10, he’s in for $5, ha ha ha.” But, we don’t want to lose him. So we put him in for $7. And that means Joanne isn’t going to get the $5 we had planned. She’s going to get $3. Because the bonus pool doesn’t go up. She sees her bonus actually reduced.”

The Bible is quite clear that we need to ask. In Matthew 7:7, it states:

“Ask, and it will be given to you; seek, and you will find; knock, and it will be opened to you.” (English Standard Version)

Women tend not to ask because they fear losing their job or fear being ostracised by their co-workers. However, the opposite is true. If you do not ask for a pay raise, a higher bonus or an increase in salary, you don’t get to design the lifestyle you want to live.

This applies to entrepreneurs and business owners as well. If you fail to increase your fees and raise your rates, you’ll find that clients and cashflow are harder to get.

My advice is to target the fear. Identify why you’re afraid to boldly ask for a pay raise. Write down your fears, then ask God to help you release this. If you don’t tackle the fear, you’ll continue to make excuses as to why you can’t ask. If you don’t ask, you don’t get.

imgCover-BestsellerIn Mistake #7 of my bestselling book, Unleash the Flow of Money, I include an exercise to help you develop strength around asking for a pay raise. It’s called the Money Harmony Breakthrough Exercise and it a five step process to help you reclaim money you’re owed, ask for a higher bonus or pay raise and raise your prices. Click here to get a copy of the book.

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Join Us for Seek Him First Saturday – April 5th http://leesareneehall.com/join-us-for-seek-him-first-saturday-april-5th/ http://leesareneehall.com/join-us-for-seek-him-first-saturday-april-5th/#comments Fri, 04 Apr 2014 17:45:36 +0000 http://leesareneehall.com/?p=5261 Join me and my team of Unleash Prayer Intercessor for Seek Him First Saturday, a live prayer and devotion, held over the phone, to help you become faithfully and financially rich.

We get started at 8am Eastern on April 5th

Call the following number, then enter the access code at 8am Eastern on April 5, 2014 – and every Saturday thereafter. This week, we’re going to explore the law of detachment.  Angela Thornton of Wise Word Ministries will be leading in prayer. And we welcome our newest psalmist to the family. You’ll meet her on the phone.

We specialize in asking God for breakthroughs over your finances…

Our devotion and prayer time focuses on ways you can breakthrough your financial challenges. So, bring them to the table. If you need special prayer, you can leave your prayer request in the comment area below. Or, you can phone it in using the phone number below.

imgBadge-SeekHim

We’re also looking for praise reports. If one of our Seek Him First Saturdays helped you breakthrough your financial challenge, leave your testimony in the comments area below. Similarly, you can phone in your praise report using the phone number below.

Prayer Request / Testimony Line

Leave your prayer or testimony using the number below: (512) 827-0505 Ext 3939

Or, leave your prayer request below…

We’ll pray over your financial challenge so you can receive a breakthrough from God! Let us know what you need prayer for!

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Cashflow Breakthrough Tip: How to Get Out of an Agreement You Don’t Like http://leesareneehall.com/cashflow-breakthrough-tip-how-to-get-out-of-an-agreement-you-dont-like/ http://leesareneehall.com/cashflow-breakthrough-tip-how-to-get-out-of-an-agreement-you-dont-like/#comments Thu, 03 Apr 2014 13:14:23 +0000 http://leesareneehall.com/?p=5263 Saying “Yes” without knowing the details can cause you so much grief. Just because you like the person and just because they’re your friend doesn’t mean you should say “Yes” right away.

I got burned recently when a friend asked me to speak at an event she was organizing. I immediately said “Yes” because I know, like and trust her.

But then, she sent the agreement and I didn’t like what I saw. Had I seen the agreement before I said “Yes,” I would NOT have agreed to speak. But given that I had already said “Yes,” I had to stand behind my “Yes.”

What I didn’t like doesn’t matter; the issue is that…

I said “Yes” without getting the details. I was kicking myself because it’s not like me to agree to something without understanding what will be required of me to participate. Because she’s a friend, I agreed to speak because I wanted to help her out.

If you find yourself in a situation like this, you can still back out and be in integrity. You can say:

“Listen, I know I agree to participate, but after looking through the agreement, I can only sign it if these provisions are met.”

Scratch out what you don’t like in the agreement, then send it back to the event planner. If the event planner is not able to meet your demands, then graciously back out.

But there’s a way to avoid getting into this spot in the first place…

You need to get the details before saying “Yes.” Whether it’s a friend or stranger, always ask questions before you agree to participate in anything. When you’re being invited to speak at an event, the questions you need to ask before saying “Yes” are:

  • Will my presentation be recorded? Will photos be taken? If yes, how will it be used after the event is over?
  • Will I get a complimentary copy of the recording of my session for my personal use?
  • Do I need to pay to get into the very event I’ll be speaking at? (you’d be surprised – some events will still require you to pay the registration even if you’re one of the people contributing content to the event)
  • Is there a promotional requirement tied to my participation in your event? (this would be the case if speaking for a telesummit or teleseminar, but some conferences and tradeshows will want you to promote their event to your network)
  • (If it’s a conference) Can I attend the rest of the sessions at no charge?
  • Will my expenses to get to and from the event be covered? (this includes airfare or mileage, ground transportation, meals and hotel stay)
  • (end with this) Will you be paying my speaking fee? If not, what is the budget that you have for speakers?

Remember – you’ll save yourself from a lot of stress, grief and unhappiness if you get the details up front before saying “Yes.” If you consistently back out of events, you’ll get a reputation amongst meeting and event planners that you’re difficult to work with. Instead, ask questions first so you can avoid getting stuck without something you don’t want to do.

What other questions would you ask before saying “Yes” to a speaking request?

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Join Us for Seek Him First Saturday – March 29 http://leesareneehall.com/join-us-for-seek-him-first-saturday-march-29/ http://leesareneehall.com/join-us-for-seek-him-first-saturday-march-29/#comments Fri, 28 Mar 2014 18:35:48 +0000 http://leesareneehall.com/?p=5258 Join me and my team of Unleash Prayer Intercessor for Seek Him First Saturday, a live prayer and devotion, held over the phone, to help you become faithfully and financially rich.

We get started at 8am Eastern on March 29th

Call the following number, then enter the access code at 8am Eastern on March 29, 2014 – and every Saturday thereafter. This week, we’re going to explore the #1 reason Christian business owners feel isolated in their businesses.  Angela Thornton of Wise Word Ministries will be leading in prayer.

We specialize in asking God for breakthroughs over your finances…

Our devotion and prayer time focuses on ways you can breakthrough your financial challenges. So, bring them to the table. If you need special prayer, you can leave your prayer request in the comment area below. Or, you can phone it in using the phone number below.

imgBadge-SeekHim

We’re also looking for praise reports. If one of our Seek Him First Saturdays helped you breakthrough your financial challenge, leave your testimony in the comments area below. Similarly, you can phone in your praise report using the phone number below.

Prayer Request / Testimony Line

Leave your prayer or testimony using the number below: (512) 827-0505 Ext 3939

Or, leave your prayer request below…

We’ll pray over your financial challenge so you can receive a breakthrough from God! Let us know what you need prayer for!

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